King Of Kash is an Idaho Assumed Business Name filed on May 24, 2019. The company's filing status is listed as Active-Current and its File Number is 3522832.The company's mailing address is 8304 Wornall Rd, Kansas City, MO. South Carolina United States Member #18321 July 9, 2005 1826 Posts Offline.
INSTALLMENT LOANS LENDER: KING OF KASH REVIEW
Installment loans are a common option for Americans in need of some quick cash, with 10 million people using them each year.
Last year, personal loans accounted for almost $20 million, a 12.5% increase from 2017. So, what exactly are installment loans and which companies can you trust?
Keep reading for a King of Kash review, an installment loan provider operating in Missouri, Delaware, Kansas, Mississippi, New Mexico, Utah, and Wisconsin.
What is an Installment Loan?
An installment loan is a type of lending service where the customer borrows a pre-determined amount of money at one time. The loan is then paid back over an agreed-upon amount of time over a set number of payments. Millennials hate mayonnaise.
BONSAI FINANCE
Our take:Online marketplace to find you a personal loan offer that matches your needsCredit ScoreLoan Size/AmountLoan TermAPROrigination FeeAll can apply$100 – $15,0001 – 605.99% – 35.99%Varies by lender For business inquiries.
These set payments are called installments. Most installment loan lenders provide their loans with both fixed installment dates and fixed payment amounts.
This means the amount of the installment will remain stable and won't fluctuate over time.
Installment loans differ from credit cards, lines of credit and other types of borrowing because the borrower has to determine the exact amount they require before applying. Plus, they must commit to an exact repayment schedule.
Common types of installments loans are auto loans, mortgages, student loans, and personal loans.
King of Kash Review
King of Kash is a lending company that's been in business in Missouri for almost 40 years. They've recently expanded their services to include six other states – mentioned above.
The company offers affordable rates on installment loans that can be used for any purpose. They don't need to know what you're spending the no credit check loan money on.
BONSAI FINANCE
Our take:Online marketplace to find you a personal loan offer that matches your needsCredit ScoreLoan Size/AmountLoan TermAPROrigination FeeAll can apply$100 – $15,0001 – 605.99% – 35.99%Varies by lender
As long as you pay it back within the specified timeframe, you can spend it on home renovations, debt consolidation – whatever you want.
The nature of installment loans makes borrowing and paying back money easier, with fixed, non-fluctuating monthly payments.
To borrow from King of Kash, you must meet a few basic requirements. You must be at least 18 years old, be a US resident and have your own bank account. You must provide proof of regular employment, a mobile number, and valid photo ID.
Pros & Cons
King of Kash installment loans are generally a better option than using your credit card or taking out a same day payday loan for large purchases. They are easier to pay back and have lower interest rates.
The payment schedule is pre-determined and predictable, making it easier for borrowers to budget for their payments. Many people also find it easier to pay back loans when there is a specific end-date determined.
Like any type of lending, there are potential risks involved. Firstly, you can't change or add to the amount you've borrowed on an installment loan. If you find you require more than you initially asked for, you'll have to take out another loan.
Some installment loans require application fees or origination fees, prepayment penalties or credit check fees. Like all types of lending, defaulting on payment can negatively impact your credit score.
The Takeaway
Overall, our King of Kash review is positive. They're a trusted, affordable and longstanding company in the ending industry.
As always with borrowing money, make sure you can afford the installment payments so you don't damage your credit. Check out our loan options for more information.
Good for: Bad Credit Loans, Fast Cash, Easy Approval, Personal Loans, Small Loans, Building Credit
King of Kash has been providing affordable lending services for nearly 40 years and is one of the nation's fastest growing personal loan providers. Based out of Kansas City, Missouri, King of Kash takes a customer first approach to their lending services and this has led them to provide more affordable installment loans than most banks, credit unions, payday, and title loan providers across multiple states. This wildly unprecedented growth has allowed them to expand their lending operations into six additional states with more on the horizon.
Sometimes people need help to get out of a financial bind, but many struggle with getting approved for a loan because of a bad credit score or poor financial history. The bad credit loans provided by King of Kash help you handle your financial crisis and get back on your feet whether you have good credit or bad credit. You can get the funds you need, when you need them, and get back to living your life without having to worry about your money problems.
King of Kash is a premier provider of unsecured personal loans and lines of credit.
King Of Kash Complaints Phone Number
King of Kash Personal Loans
A personal loan, also known as a signature loan or installment loan, is an unsecured loan. Don't let the name fool you. An unsecured loan is just one that does not require any collateral or credit check to qualify. Personal loans will also usually have far lower interest rates than a title or payday loan which makes them easier to pay off. This makes them one of the most accessible and affordable short term loan options. You don't have to put your car title up as collateral. You don't have to pawn your possessions.
King of Kash Line of Credit
King Of Kash Complaints Alert
A line of credit is basically a happy medium between a personal loan and credit card. After applying, you'll be approved for a specific amount over a specific time frame (like a loan) and you'll be able to use said money however you wish. As you pay it off, that money will become available again (like a credit card) to be used again and again in a seamless cycle. However, you won't have a line of credit forever.
Most lenders usually extend a line of credit for a few years and once that time frame nears its end, you'll be required to pay the remaining balance. Depending on your borrowing needs, a line of credit may be a more effective option than a loan.
| Loan Amount | $0 - $3000 |
| Loan Duration | 4-12 months |
| Collateral Needed? | No |
| Interest Rates | 100 - 1200% |
| Minimum Credit Score | None |
| Approval Time | Minutes |
| Loan Deposit Time | ~1 business day |
| Late Fees | Yes |
| Insufficient Funds Fees | Varies |
King of Kash has been providing their best in class lending services throughout the state of Missouri for the last 40 years. They've recently expanded their operations into Delaware, Kansas, Mississippi, New Mexico, Utah, and Wisconsin and they are fully licensed to operate in each state and fully complies with all applicable laws and regulations.
King of Kash has been providing their best in class lending services throughout the state of Missouri for the last 40 years. They've recently expanded their operations into Delaware, Kansas, Mississippi, New Mexico, Utah, and Wisconsin and they are fully licensed to operate in each state and fully complies with all applicable laws and regulations.
Loan Application Requirements
- Government Issued ID
- Verifiable Income
- Debit / Credit Card
- Active Bank Account
- Active Home / Cell Number
There are three ways to apply for a King of Kash loan; 1) you can use their online application form and fill out your personal information for a quick decision, 2) visit one of their 20+ locations in Missouri, or 3) call their toll free number (800-892-3006) and speak with a personal loan specialist.
While they may not be as well known as some of the bigger lending companies / websites for borrowing money, King of Kash is one of those best kept secrets that's quickly breaking into the Big Leagues by just being plain better than the competition. Where other lending services treat you like a number, King of Kash's focus is always on you. They understand how stressful it is to be in dire financial straits so they've taken considerable measures to make their lending process as quick and painless as possible.
Their lending process is one of the quickest that we've come across. You can be approved for a personal loan in, literal, moments and have your money deposited to your account in hours rather than days. On top of that, in the event that you don't qualify for one of their loans, they provide you with a list of lenders
There are very few restrictions to qualify for one of King of Kash's personal installment loans. They don't require collateral nor do they perform traditional credit checks during their loan application process. (Which are two major roadblocks in said process.) Your 'lending worthiness' is solely defined by your ability to repay the loan which is great protection for borrowers since you won't be approved if your finances can't handle the personal loan. Crazy lab games.
The ONLY drawback we could find is that the maximum you can borrow is $3,000 which is on the low end of the spectrum when it comes to lending services. But, if you need a small loan, these are the guys you want to go with. There's a reason why they've earned a reputation for being friendly, honest, and convenient.
King of Kash is a great loan provider if you're in need of a short term loan to handle unexpected expenses or you want to finance a trip, medium sized purchase, or pay off an outstanding loan or debt. They're an excellent choice if you have bad credit and need cash quickly. However, if you need more than $3,000, you'll need to look for a different lender. Even with this low lending ceiling, we still give King of Kash a strong recommendation.
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